Estimate Stripe processing fees before you price a sale
Use the calculator above to estimate the processing cost, the amount deducted from a payment, and the net amount you may receive. It is designed for freelancers, online sellers, agencies, and small businesses that need a quick pricing check before sending an invoice or publishing a checkout price.
Formula
Worked example
For a $100 payment, enter the transaction amount and the rate that applies to your account. The result separates the estimated fee from the amount left after processing, so you can compare the effect of different prices without doing the arithmetic manually.
Use your actual Stripe rate, not a rate copied from another seller
Stripe pricing can vary by country, payment method, card type, currency conversion, product, and negotiated account terms. The most reliable input is the rate shown in your own Stripe pricing or account information.
This calculator is an estimating tool. It does not read your Stripe account and it cannot predict refunds, disputes, taxes, currency conversion, or every additional product fee. Treat the result as a planning figure and reconcile completed transactions against your Stripe dashboard.
Calculate the price needed to receive a target amount
If you must receive a specific net amount, simply adding the estimated fee to that target can leave you slightly short because the percentage fee also applies to the higher charge. Use the calculator iteratively: increase the charge, recalculate, and stop when the estimated net amount reaches your target.
For recurring products, run the estimate at several realistic order values. A fixed fee usually represents a larger share of a small transaction than a large one, which can materially change the economics of low-priced products.
Before relying on the estimate
- Confirm the percentage and fixed fee for the customer's payment method.
- Check whether international cards or currency conversion add another charge.
- Separate payment-processing costs from platform, subscription, refund, and dispute costs.
- Use the same currency for the transaction amount and fixed-fee input.
Last reviewed September 8, 2026. This calculator provides an estimate for planning and education. Verify current rates, rules, and account-specific terms with the relevant official source.